Automobile Insurance
The peace of mind you need while driving your car or motorcycle.
The peace of mind you need while driving your car or motorcycle.
With Forte Automobile Insurance, we take care of expenses from unexpected accidents so you can enjoy driving with peace of mind. Whether you drive to work, to visit friends or take children to school or have your vehicle safely parked, you can minimize the risk of paying large sums for repairs or compensation if your vehicle is involved in an accident, theft or any other unexpected accidental incident. Automobile insurance can also cover cost medical expenses of the driver and passengers depending on your plan and defence cost.
It provides protection against legal liability arising from an accident involving the insured vehicle for Bodily Injuries to Third Party or Damage to property of Third Party. The limit of cover for compulsory legal liability is defined in the policy.
RED (Rapid Emergency Dispatch) Team is an exclusive value added service for Forte’s Automobile Insurance policyholder that provides immediate assistance during road mishaps. Forte’s RED Team (Rapid Emergency Dispatch) is on standby to help our customers get medical help and mediate on accident-related legal and financial disputes.
If you are involved in an accident, call our 24-hour hotline at 020 9999 8656 and 020 2234 8656 for nationwide assistance. Our RED Team will reach you in 30 minutes if you are within city limits of Vientiane, Luang Prabang and Pakse.
RED Team is trained to ensure you are well looked after in post-accident situation. Our services include:
• Settle claims with third parties.
• Tow disabled vehicles (if required).
• Coordinate with the police.
• Provide first-aid for minor injuries.
• Arrange for vehicle repairs.
• Address customer’s safety concerns.
Reliable Repair Service
In the event of an accident we have made special arrangement with a network of garages who will deliver the highest standard of reliable and efficient repair services.
With Forte Automobile Insurance, you will be able to:
Car insurance reduces the financial burden on you and your family in case of accident.
You are covered if you face any legal liabilities in case of any bodily injury or death of a third party, up to an amount depending on the plan you choose.
Claim up to 800,000,000 LAK, for legal liability defence cost 350,000 LAK.
Forte offers a wide range of Motor Insurance cover and pricing options so you can choose the best insurance coverage to suit your need.
FORTE'S EMI V2 POLICY COVERAGE AND SUM INSURED (IN KIP)
|
|
Maximum sum insured / Limit of Liability in Kip |
|||||
|
Coverage |
Plan A |
Plan A1 |
Plan B |
Plan B1 |
Plan C |
Plan C1 |
|
1. Third Party Liability |
||||||
|
1.1 Bodily Injury (Max per accident) |
800,000,000 |
800,000,000 |
800,000,000 |
800,000,000 |
800,000,000 |
800,000,000 |
|
1.1.1 Death or Total Permanent Disablement (Max per person) |
40,000,000 |
40,000,000 |
40,000,000 |
40,000,000 |
40,000,000 |
40,000,000 |
|
1.1.2 Medical expenses (Max per person) |
3,000,000 |
3,000,000 |
3,000,000 |
3,000,000 |
3,000,000 |
3,000,000 |
|
1.1.3 Baci in case of hospitalization (Max per person) |
300,000 |
300,000 |
300,000 |
300,000 |
300,000 |
300,000 |
|
1.2 Material Damage (Max per accident) |
50,000,000 |
50,000,000 |
50,000,000 |
50,000,000 |
50,000,000 |
50,000,000 |
|
2. Legal Defense and Recourse (Max per accident) |
350,000 |
350,000 |
350,000 |
350,000 |
350,000 |
350,000 |
|
3. Own Damage |
||||||
|
3.1 Collision with motored land vehicle, animal or pedestrian and be able to identify the adversary party (Max Per accident) |
30,000,000 |
30,000,000 |
40,000,000 |
40,000,000 |
50,000,000 |
50,000,000 |
|
3.2 Fire or Theft (Max Per accident) |
30,000,000 |
30,000,000 |
40,000,000 |
40,000,000 |
50,000,000 |
50,000,000 |
|
3.3 Towing fee to nearest Workshop for repair after an accident (Max Per accident) |
6,000,000 |
6,000,000 |
8,000,000 |
8,000,000 |
8,000,000 |
8,000,000 |
|
4. Personal Accident Cover |
||||||
|
4.1 Death or Total Permanent Disability for driver (Max Per accident) |
30,000,000 |
30,000,000 |
30,000,000 |
30,000,000 |
30,000,000 |
30,000,000 |
|
4.2 Medical Expenses for driver (Max Per accident) |
3,000,000 |
3,000,000 |
3,000,000 |
3,000,000 |
3,000,000 |
3,000,000 |
|
4.3 Death or Total Permanent Disability for passengers (Max Per accident) |
No Cover |
30,000,000 |
No Cover |
30,000,000 |
No Cover |
30,000,000 |
|
4.4 Medical Expenses for passengers (Max Per accident) |
No Cover |
3,000,000 |
No Cover |
3,000,000 |
No Cover |
3,000,000 |
|
All Korean car make and model Pricing |
1,350,000 |
1,530,000 |
1,620,000 |
1,800,000 |
2,070,000 |
2,250,000 |
|
VAT 10% |
135,000 |
153,000 |
162,000 |
180,000 |
207,000 |
225,000 |
|
Registry |
20,000 |
20,000 |
20,000 |
20,000 |
20,000 |
20,000 |
|
TOTAL |
1,505,000 |
1,703,000 |
1,802,000 |
2,000,000 |
2,297,000 |
2,495,000 |
*You can download other car model pricing and more leaflet below.
In the event of an accident, you may be asked to provide the following information:
For assistance, please call our Support Centre at (+856) 20 9999 8656 and (+856) 20 2234 8656.
